Need an auto loan?
Our financing experts are here to help. Whether you have good, bad, or no credit, you can get qualified for a car loan today.
Apply for an Auto LoanMore questions? Check out our Financing FAQ
Why Choose AutoNation Financing
Don't settle with any car loan just because you have bad credit.
Learn about how AutoNation financing partners can help you find the car that fits your budget and lifestyle, today.
NO-HASSLE FINANCING
Nearly 12,000,000 customers have found the perfect car at AutoNation. We offer a wide range of finance programs with a menu that makes financing with us clear and simple.
FINANCING EXPERTS
At AutoNation, we're no strangers to helping customers of all types of credit get into their perfect car. Talk with our financing team mates to find a car payment and auto loan that fits your budget.
SAFE, SECURE, & FAST
Apply with our quick, secure finance application online. You can track your approval progress, and know your personal information is kept safe.
CHOOSE YOUR PERFECT CAR
We have 100,000 vehicles to choose from at AutoNation stores coast to coast. From our budget-friendly vehicles under $10,000 to the latest models from your favorite brands, AutoNation has something for everyone.
EASY CREDIT
Regardless
of your credit situation, chances are we can find a lender and a
program to fit your budget. Our lenders can help you even if you have no
credit.
HONEST PRICING AND SERVICE
With
our AutoNation 1Price Vehicles, you know that you're getting the
vehicle you want at the price you want. Enjoy a haggle-free process to
get you on the road in a car that's right for your budget and traveling needs.
How AutoNation Financing Works
Get pre-qualified
online | Fill
out the AutoNation finance application form to get
started. It's quick, secure, and you can fill out our application
online. Once you've applied, one of our financing team members will call
you to discuss your financing options. You'll have a variety of options
to choose from with our bevy of lending partners across the
country. |
Determine your car
payment | After
you've been approved for a car loan, you'll know more about what type
of car payment you can reasonably afford. You can determine your car payment by adjusting the terms of your loan -- either 3, 4, or 5 years. Choosing a longer loan may mean a lower monthly payment. But, a longer car loan can mean that you are paying more than the car is actually worth. Don't forget to factor in insurance and other add-ons, such as vehicle protection plans. Our AutoNation team members are here to make sure you get the right car payment for your budget. |
| Choose an auto
loan | Choosing
an auto loan isn't always easy, but AutoNation's lending partners are
here to help you -- even with bad or little credit. Bring your credit
score, AutoNation finance
application, and your ideal car to our financing team
members. Our financing team are auto loan experts that can help you
narrow down the right loan for you, and make sure you get a competitive
offer. |
| Browse our inventory | Shop over 100,000 new and
pre-owned cars and trucks at your own leisure. Our prices are
haggle-free, which means you know you're going to get the best price. If
you have bad or little credit, we suggest checking out our under
$10,000 vehicle inventory to find a car with a monthly
payment you can afford. Then, stop in to your local AutoNation store for
a test drive to find just the right match. Find more tips in our Car
Financing FAQ on how to shop for a car with bad or no credit.
|
| Enjoy that new-to-you car smell | When
you've found the car that's right for you, our financing experts will
help you finish the paperwork, sign up for auto insurance, choose a
protection plan -- and, most importantly, get you on the road. You'll drive easy knowing that
you got the best auto loan deal on a used car from our financing experts at
AutoNation. |
Start Your Finance Application
Easy Auto Loans for Any Credit
AutoNation has teamed up with hundreds of banks across the country to
offer a wide range of finance and lease options.
Chances are we can
find a lender and a program to fit your budget and make car loans easy.
Frequently Asked Financing Questions
If you can't find the answer you're looking for call your nearest AutoNation USA Dealership.
Can I get approved with bad credit?
While AutoNation is not a lender itself, we partner with banks and lenders that have experience providing loans to customers in all types of financial situations. Whether you have bad or no credit, our financing experts can customize a financing plan to fit your needs.
Where can I get an auto loan?
AutoNation works with partners from across the country. Most banks and credit unions can approve your loan request. If you fill out our online application in advance, you'll have a better idea of your car payments and financing options before you shop.
How long will I have to wait for my loan approval?
Our finance teammates are always here to answer any questions about the status of your application. If you pre-qualify using our online application, you'll hear from us in 30 minutes.
Can someone co-sign my loan with me?
Currently we only offer single-buyer loans. AutoNation does work with most banks and credit unions, which offer third-party financing.
Can AutoNation offer financing if I purchase my vehicle elsewhere?
Currently, our financing and other products can only be used with cars sold at AutoNation stores.
Can I customize my down payment?
At AutoNation, we are committed to helping you find a car that you can afford. Whether you trade-in your current vehicle, check out our payment calculator, or ask about other financing options, our teammates will help you find the loan that's right for you.
When do I have to pay my down payment?
We won't process your down payment until you sign for your vehicle, either at our store or on delivery. If you are having your vehicle delivered, your down payment will be processed at the time you schedule your vehicle delivery.
Can I split my down payment?
Unfortunately, no. We require your down payment to be made in full. Down payments must be made in cash and are processed by ACH transaction from your bank account.
Can I pay for my down payment with a credit card?
Unfortunately, no. We require your down payment to be made in full. Down payments must be made in cash and are processed by ACH transaction from your bank account.
What can I do if my down payment is too high?
There are a few ways to lower your down payment. You can trade-in a vehicle you already own, look for a budget-friendly vehicle, or search for a loan from a third-party lender.
